Free tools first.

Planning tools, not advice
Know the cost before you sign up

Free

Free. No card.

Snapshot, guides, and calculators. No paid features until you choose them.

Planning tools, not advice

Goal-setting assessment

Snapshot of where you stand

Guides and calculators

Calculators for the numbers you named

Create an account free

Email support replies

Cost shown before signup

Flight plan

$12 per month

Milestone mapping, a progress dashboard, and check-ins tied to your own goals.

Written flight plan you own

Personalized milestone mapping

Progress dashboard

Accountability check-ins

Behind-pace prompts

Saved flight plan

Everything in Free

Account SMS if you opt in

Flight plan+

$24 per month

Advanced scenarios on top of the full flight-plan builder.

Not a registered advisor

Everything in Flight plan

Advanced planning scenarios

Multiple goal roadmaps

Extra checkpoint modeling

Priority email support

Scenario comparison

Longer progress history

What paid actually includes

Not extra products

Flight plan is the builder. Flight plan+ adds scenarios. Nothing below is a separate purchase.
More than one goal
Flight plan+ keeps house, retirement, and tuition on one map.
What-if scenarios
Flight plan+ tests what changes if income, a date, or an amount moves.
Checkpoint prompts
Paid plans prompt you when a checkpoint is due. Texts are opt-in, never sales.
A plan you can export
Download the milestones you wrote. The record stays yours.
Named first checkpoints
The builder starts with a named goal and the first checkpoint you can keep.
Faster support replies
Flight plan+ gets quicker answers on billing and the account, from the Jacksonville office. Not investment advice.

We do not hold your money

You hold it
We do not hold accounts.
Saving Birds does not hold accounts or take a cut of what you save. You keep the money. We keep the plan.
Planning, not a brokerage
You make every money decision.
A planner open on a desk. Saving Birds does not hold accounts.

Questions people ask before they start

Straight answers about cost, advice, and what a flight plan actually is.
Are you a financial advisor?

No. Saving Birds is not a registered investment advisor, broker-dealer, or licensed financial planner. We provide planning tools and education.

What is free, and what do I pay for?

Free includes a goal-setting assessment, a snapshot of where you stand, and the full library of guides and calculators. Paid includes the complete flight-plan builder.

Do I need an account to try the free tools?

No. You can use the free layer without paying. You should know what costs money before you create an account.

What if I fall behind on a milestone?

You get a prompt tied to your own plan. Reset the date or the amount. Keep the goal. The pace stays yours.