Terms of Service
<p>Welcome to savingbirds.com. By accessing or using this website and the services offered by Saving Birds Planning & Goal Attainment Inc., you acknowledge that you have read, understood, and agree to be bound by the terms and conditions set forth in this document. If you do not agree with any part of these terms, you should discontinue use of the site immediately. These terms apply to all visitors, users, and anyone who accesses or interacts with the platform in any capacity.</p><h4>About Our Company</h4><p>Saving Birds Planning & Goal Attainment Inc. is a corporation that operates the website savingbirds.com. Our offices are located at 9485 Regency Square Blvd, Jacksonville, FL 32225. You may contact us by phone at (888) 338-5284 or by email at support@savingbirds.com.</p><h4>Our Services and What We Provide</h4><p>Saving Birds Planning & Goal Attainment Inc. provides financial planning resources, goal-setting frameworks, and milestone-tracking tools designed to help individuals organize and pursue their personal financial objectives. Our platform delivers educational content, structured planning methodologies, and digital tools that support users in defining financial goals, creating actionable roadmaps, and monitoring progress toward those objectives over time.</p><p>The resources and tools available through savingbirds.com are intended to empower users with information and organizational frameworks. We do not manage portfolios, execute trades, or hold client funds. Our platform serves as a planning and accountability resource, and users retain full responsibility for all financial decisions they make based on the information or tools provided.</p><h4>Important Financial Disclaimer</h4><p>The content, tools, calculators, articles, and resources provided on savingbirds.com are for informational and educational purposes only. Nothing on this website constitutes personalized financial advice, investment recommendations, tax guidance, or legal counsel. Saving Birds Planning & Goal Attainment Inc. is not a registered investment advisor, broker-dealer, tax preparer, or licensed financial planner.</p><p>You should always consult with a qualified, licensed financial professional before making decisions about investments, retirement planning, debt management, insurance, or any other financial matter. The tools and frameworks we offer are designed to help you organize your thinking and set goals. They are not substitutes for professional guidance tailored to your specific financial situation, needs, and risk tolerance.</p><p>Saving Birds Planning & Goal Attainment Inc. makes no guarantees regarding financial outcomes. Past performance data, projections, and hypothetical scenarios presented through our tools do not predict or guarantee future results. Markets carry inherent risk, and individual financial outcomes depend on a wide range of personal and economic factors beyond our control.</p><h4>User Conduct and Responsibilities</h4><p>When using savingbirds.com, you agree to provide accurate information where requested, to use the platform only for lawful purposes, and to refrain from any activity that could damage, disable, or impair the site or interfere with other users' access. You are responsible for maintaining the confidentiality of any account credentials you create and for all activity that occurs under your account. You may not use automated systems, bots, or scraping tools to extract data from the site without express written permission from Saving Birds Planning & Goal Attainment Inc.</p><h4>Proprietary Content and Materials</h4><p>All content on savingbirds.com, including but not limited to text, graphics, logos, images, planning frameworks, educational materials, software, and the overall design and layout of the site, is the property of Saving Birds Planning & Goal Attainment Inc. or its content partners and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any materials from this site without prior written authorization. Limited personal, non-commercial use is permitted provided you do not alter or remove any proprietary notices.</p><h4>SMS Messaging -- Account Notifications Only</h4><p>By opting in to receive SMS messages from Saving Birds Planning & Goal Attainment Inc., you consent to receive text messages that serve an account or transaction you already have with us. That includes billing and renewal notices, login and verification codes, goal-milestone alerts tied to your own saved data, and replies to support requests you initiated. We do not send promotional SMS, upgrade pushes, discount campaigns, new-content blasts, or cross-promotion.</p><p>You understand and agree to the following:</p><ul><li>Message frequency may vary depending on your account activity.</li><li>Message and data rates may apply. Consent to receive SMS messages is not a condition of purchasing any goods or services, using the free tools, or creating an account.</li><li>To opt out, reply STOP to [INSERT SHORT CODE HERE]. For help, reply HELP to [INSERT SHORT CODE HERE] or visit savingbirds.com.</li><li>Saving Birds Planning & Goal Attainment Inc. does not provide clinical financial guarantees, certified investment returns, or binding financial projections through SMS communications.</li><li>SMS messaging is supported on the following carriers: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, and Clearsky.</li><li>Carriers are not liable for delayed or undelivered messages.</li></ul>
Saving Birds is not a registered investment advisor, broker-dealer, or licensed financial planner.
Saving Birds Planning & Goal Attainment Inc.
<h4>Warranty Limitations</h4><p>Savingbirds.com and all associated services, tools, content, and materials are provided on an as is and as available basis. Saving Birds Planning & Goal Attainment Inc. expressly disclaims all warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will operate without interruption or error, that defects will be corrected, or that the site or its servers are free of viruses or other harmful components. Your use of the site and reliance on any information provided is entirely at your own risk.</p><h4>Limitation of Liability</h4><p>To the fullest extent permitted by applicable law, Saving Birds Planning & Goal Attainment Inc., its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising out of or related to your use of or inability to use savingbirds.com, even if we have been advised of the possibility of such damages. In no event shall our total liability to you for all claims arising from or related to your use of the site exceed the amount you paid to Saving Birds Planning & Goal Attainment Inc. in the twelve months preceding the claim, or one hundred dollars ($100), whichever is greater.</p><h4>Applicable Law and Dispute Resolution</h4><p>These Terms of Service are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes arising under or in connection with these terms shall be resolved through binding arbitration in Jacksonville, Florida, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or to participate in a class action lawsuit against Saving Birds Planning & Goal Attainment Inc.</p><h4>Revisions to This Agreement</h4><p>Saving Birds Planning & Goal Attainment Inc. reserves the right to update, modify, or replace any part of these Terms of Service at any time. Changes become effective immediately upon posting to the website. Your continued use of savingbirds.com following any changes constitutes your acceptance of those changes. We encourage you to review these terms periodically to stay informed of any updates.</p><h4>How to Reach Us</h4><p>If you have questions, concerns, or feedback regarding these Terms of Service, please contact us:</p><p>Saving Birds Planning & Goal Attainment Inc.<br>Phone: (888) 338-5284<br>Email: support@savingbirds.com</p>
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